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FREE Owner's Coverage

Few people realize the Title Guaranty offers two different kinds of coverage. Lender’s Certificates guarantee the lender that the title is clean and that the mortgage is a valid first lien on the property. Owner’s Coverage, on the other hand, guarantees homeowners that they have marketable title.

All homebuyers who purchase property on or after April 1, 2007, are eligible for a free Owner’s Certificate when it is issued concurrently with a Lender’s Certificate. Free owner’s coverage will be available for properties used as a primary residence valued at $500,000 or less, when issued on 2006 ALTA forms.

A message about free Owner's Certificates from our Director 
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